I don’t recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I Resources made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you dudes that need to find property or loans anything.. pray so you’re able to jesus you may have good credit. I think particular guys you to accept that credit cards evil you prefer observe the picture as a whole. Simply because *you* really been able to pay bucks to possess what you doesnt imply they is useful for anyone. Even with what i composed a lot more than We Too (at any given time) paid dollars to possess that which you. I will not enter the reasons right here it worked out at the same time somewhat. The only disadvantage to which had been I could Never ever apply for a charge card.. you will definitely never get financing. Forget about to order a house except if We robbed a bank.
In conclusion for the past a decade I must provides recharged from the 100K value of posts. Ive racked right up a ton of reward facts ect ect. There are times when I pay dollars to possess blogs but you to definitely setting I’m finding a savings. I understand there is dudes towards the right here which have examined good car and also the man wishes 3K because of it and you start this new deals and you may force pertains to shove in addition to wad of money happens! Gotta love it!
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